The clone doesn't carry the .git/config. The ZIP does
Four CVEs published in August and September 2026 describe the same sequence: you open a folder with an AI coding agent, the agent calls git to work out where it is, and that folder's local configuration runs a program with your credentials before anybody asks whether you trust it. Inside: what git's documentation says about core.fsmonitor, why an ordinary clone does not work as a delivery route, why the ownership check git does have is disarmed by the most ordinary gesture there is, and the trick that hides the key from your own grep.